Lillian Enoch

3527 S Riding Ridge

Elgin, IL
$ 1,199,000 Beds 5 Baths 5.5 Sq 5,382
Monthly Estimate* How much can I afford?

This is what "like new" is supposed to mean! Just 3 years old, impeccably maintained, and so lightly lived in that it feels virtually untouched, this extraordinary home shows as though the keys were just handed over from the builder. And then there's THE VIEW. Photos simply cannot capture the experience of seeing the ponds and golf course unfold behind the home-you truly have to see it in person to appreciate just how special this property is. Set against a remarkable backdrop of ponds and the 7th hole of Bowes Creek Country Club's award-winning golf course, this 2023 residence pairs an extraordinary setting with 5,382sqft of beautifully finished living space. 5 bedrooms, 5.1 baths and an extensive collection of builder and post-build enhancements create a home that feels distinctly custom. Just as noteworthy is its condition: remarkably lightly lived in and meticulously cared for by its original owner, the home retains the look and feel of a brand-new residence. At the heart of the home, the open kitchen and family room flow effortlessly into the sunroom, creating an expansive living space framed by beautiful water and golf course views. The gourmet kitchen is finished with ceiling-height stacked cabinetry, quartz countertops, a 6' island, tile backsplash, under-cabinet lighting and KitchenAid stainless appliances, including wall oven/microwave and gas cooktop. A main-level fifth bedroom with full bath offers a private and versatile space for guests or multigenerational living. Upstairs, the primary suite is a retreat of its own, with a sitting room, tray ceiling, dual walk-in closets with custom organization and a beautifully appointed bath with separate shower and soaking tub. The finished walkout lower level extends the home's living and entertaining space with a wet bar, full bath and generous storage. The outdoor spaces are every bit as compelling as the interior. An impressive Trex deck with illuminated glass panels and integrated lighting seemingly floats above the landscape, preserving sweeping views across the ponds, golf course and open sky. Below, a paver patio and fire pit offer a more intimate setting while remaining connected to the view. Whether enjoyed in the quiet of the morning or illuminated in the evening, the setting is one that photographs simply cannot fully capture. Thoughtful enhancements continue throughout with zoned Sonos surround sound and iPad control, whole-house audio/TV connectivity, smart blinds, central vacuum, zoned HVAC, custom closets, 7-camera security, upgraded oak staircase with iron balusters, epoxy garage flooring and EV charger. Nearly new in condition yet extensively enhanced beyond its original build, this is a rare convergence of scale, Toll Brothers craftsmanship, technology and an irreplaceable golf-and-water setting in Bowes Creek Country Club.

Active

  • Price
  • $ 1,199,000
  • City
  • Elgin
  • Bedrooms
  • 5
  • Full Bathrooms
  • 5
  • County
  • KANE
  • Half Bathrooms
  • 1
  • Area
  • Elgin
  • Lot Size
  • 0.26 Acres
  • Zip
  • 60124
  • Sqr Footage
  • 5,382
  • Year Built
  • 2023
  • Taxes
  • $ 17694
  • Style
  • MLS#
  • 12741709
Listed By: Keller Williams Inspire
Data Source: Midwest Real Estate Data (MRED)

Features

General

Living Area 5382
Sewer Public Sewer
Heating Natural Gas
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Microwave,Dishwasher,High End Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s),Wine Refrigerator,Range Hood,Gas Cooktop,Oven
HOA Fee 553
Garage Spaces 3
Association Fee Includes Other
Construction Materials Stone,Fiber Cement
Year Built 2023
Electric Service - 400 Amp or Greater
Township Plato
Tax Year 2025
Ownership Fee Simple w/ HO Assn.
Community Features Park,Lake,Curbs,Sidewalks,Street Lights,Street Paved
Assoc Fee Paid Per Annually
County Kane
New Construction No
Property Type Residential
Subdivision Name Bowes Creek Country Club
Total Rooms 13
Full Baths 5
Status Active
Directions From Corron Rd: East on Congressional Pkwy to right on Doral Dr to right on S Riding Rdg to home. From Randall Rd: West on Bowes Rd to left on Bowes Creek Blvd. Right on Tournament Dr to left on Dora
High School South Elgin High School
City Elgin
High School District 46
MLS Area Elgin
Elementary School Otter Creek Elementary School
Tax Annual Amount 17694.1
Middle/Junior High School Kenyon Woods Middle School
Standard Status Active
Middle/Junior School District 46
Elementary School District 46
Property Type Detached Single

Interior Features

Interior Amenities Vaulted Ceiling(s),Wet Bar,1st Floor Bedroom,1st Floor Full Bath,Walk-In Closet(s),High Ceilings,Separate Dining Room,Pantry,Quartz Counters
Basement Finished,Exterior Entry,9 ft + pour,Rec/Family Area,Storage Space,Full,Walk-Out Access
Flooring Carpet
Total Fireplaces 1
Fireplace Features Gas Log
Half Baths 1
Laundry Features Upper Level,Gas Dryer Hookup,In Unit,Sink
Total Bedrooms 5
Below Grade Finished Area 1772
Room Type Bedroom 5,Eating Area,Sitting Room,Heated Sun Room,Family Room,Foyer,Utility Room-Lower Level,Storage
LivingAreaSource Assessor
Total Baths 6
Bedrooms Possible 5
Bathroom Separate Shower,Double Sink,Soaking Tub

Exterior Features

Model Winnetka Heritage
Exterior Amenities Fire Pit
Parking Features Asphalt,Garage Door Opener,Electric Vehicle Charging Station(s),Yes,Garage Owned,Attached,Garage
Lot Features On Golf Course,Views
Water Source Public
Total Parking 3
Foundation Details Concrete Perimeter
Lot Dimensions 11326
Lot Size Acres 0.26
Waterfront Y/N Yes
Other Equipment Central Vacuum,Security System,Fire Sprinklers,CO Detectors,Ceiling Fan(s),Sump Pump,Radon Mitigation System

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Elmwood Park, IL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Otter Creek Elementary School
Middle School Kenyon Woods Middle School
High School South Elgin High School

Price History

9/5/2026 Listed $1,199,000

Property vs Zip Code Average in 60124

Price
AVG $650K
$1.2M
Taxes
AVG $12,337
$17,694
Year Built
AVG 2016
2023
Visits
AVG 80
78
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

3527 S Riding Ridge Elgin, IL is a Single Family Home for sale at $1199000 with 5382 sqft and a lot size of 0.26 Acres Acre(s). 3527 S Riding Ridge Elgin has 5 bedrooms, 5 baths and was built in 2023. The property's zip code is 60124 which is in Elgin, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lillian Enoch

Lillian Enoch

777-333-9743

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