2000 Spruce Lane

Monticello, IL
$ 435,000 Beds 5 Baths 3 Sq 1,806 Virtual Tour
Monthly Estimate* How much can I afford?

This spacious 5-bedroom, 3-bath one-story home offers plenty of room to spread out with a full finished basement. The main floor features a bright living room with access to the back deck, formal dining room, and white kitchen with quartz countertops and a breakfast area. The primary suite includes a walk-in closet and private bath with dual sinks and a walk-in shower, plus two additional bedrooms, a full bath, and convenient laundry room. The finished basement adds a large rec room, two additional bedrooms, and a full bath, with daylight windows bringing in plenty of natural light. Outside, enjoy the fenced backyard, back deck, and garden shed, along with an attached 2-car garage.

New

  • Price
  • $ 435,000
  • City
  • Monticello
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • PIATT
  • Half Bathrooms
  • 0
  • Area
  • Western Champaign County - Piatt & McClean Countie
  • Lot Size
  • 0.57 Acres
  • Zip
  • 61856
  • Sqr Footage
  • 1,806
  • Year Built
  • 1997
  • Taxes
  • $ 6376
  • Style
  • Ranch
  • MLS#
  • 12753439
Listed By: Taylor Realty Associates
Data Source: Midwest Real Estate Data (MRED)

Features

General

Living Area 1806
Sewer Septic Tank
Heating Natural Gas,Forced Air
Cooling Central Air
Possession Closing
Appliances Range,Microwave,Dishwasher,Refrigerator,Disposal
Garage Spaces 2
Association Fee Includes None
Architectural Style Ranch
Construction Materials Vinyl Siding
Year Built 1997
Township Monticello
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Not Applicable
County Piatt
New Construction No
Property Type Residential
Subdivision Name Evergreen
Other Structures Shed(s)
Total Rooms 10
Full Baths 3
Status New
Directions Bridge St,south on County Farm Rd,east on Spruce Ln to home
High School Monticello High School
City Monticello
High School District 25
MLS Area Western Champaign County / Piatt & McClean Counties
Elementary School Monticello Elementary
Tax Annual Amount 6376
Middle/Junior High School Monticello Junior High School
Standard Status Active
Middle/Junior School District 25
Elementary School District 25
Property Type Detached Single

Interior Features

Interior Amenities 1st Floor Bedroom,1st Floor Full Bath,Walk-In Closet(s),Separate Dining Room,Quartz Counters
Basement Finished,Full
Laundry Features Main Level
Total Bedrooms 3
Below Grade Finished Area 1371
Room Type Bedroom 5,Recreation Room,Breakfast Room
LivingAreaSource Assessor
Total Baths 3
Bedrooms Possible 5

Exterior Features

Parking Features Yes,Garage Owned,Attached,Garage
Water Source Public
Total Parking 2
Lot Dimensions 80.28x107.56x68.18x55.89x201.74x140
Lot Size Acres 0.57
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Elmwood Park, IL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Monticello Elementary
Middle School Monticello Junior High School
High School Monticello High School

Price History

9/14/2026 Listed $435,000

Property vs Zip Code Average in 61856

Price
AVG $450K
$440K
Taxes
AVG $5,966
$6,376
Year Built
AVG 1977
1997
Visits
AVG 22
1
Data Provided by Inside Real Estate®

Areas That We Cover

2000 Spruce Lane Monticello, IL is a Single Family Home for sale at $435000 with 1806 sqft and a lot size of 0.57 Acres Acre(s). 2000 Spruce Lane Monticello has 5 bedrooms, 3 baths and was built in 1997. The property's zip code is 61856 which is in Monticello, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.